What are Voluntary Benefits?

Voluntary Benefits are sometimes called Supplemental Insurance or employee-paid benefits, voluntary benefits are offered by the employer through the workplace where employees can choose to buy them in addition to the core employee benefits they may get as part of a benefits package.

Payment options are typically flexible. To suit their budget, companies can choose whether voluntary employee benefits are:

• Fully Employee-Funded
• Part-funded by both employee and employer

 Voluntary Benefits we offer:

• Term Life Insurance and AD&D
  
• Dental
• Vision
  
• Cancer
  
• Critical Illness
• Hospital Indemnity
• Medicare Supplemental
• Medicare Advantage
• Pet Insurance
  
• Student Loan Repayment Program
  
• Identity Theft Protection
• Auto Insurance
• Home Insurance

Voluntary Benefits Improve Employee Attraction and Retention

What are the Advantages for Employers?

• Offering voluntary benefits to employees provides a great incentive for people to stay with a company.
  
• Employees receive more benefits without increasing costs to the employer.
• Providing voluntary benefits also helps protect employees’ health, savings and everything they work hard to achieve.
• Voluntary benefits provide the opportunity to lower payroll taxes with each enrolled employee.

What are the Advantages for Employees?

• Voluntary benefits allow employees to purchase additional insurance products and services through their company at rates that are lower than if they bought them on their own.
• Premiums are paid from Pre-Tax dollars and deducted from the employee’s paycheck making payment simple and convenient.
• Employees will own their Individual policies if they leave the company.